You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your web browser settings. Each browser is a little different, so look at your browser “Help menu” to learn the correct way to modify your cookies. If you turn cookies off, you won’t have access to many features that may make your browsing of the Site smoother and some of our services may not function properly. Types of Cookies Used The following are the various types of cookies used on the Site: • Necessary Cookies - These cookies are essential in order to enable you to navigate the Sites and use the Sites’ features, such as accessing secure areas of the Site. Without these cookies, services you have asked for cannot be provided. • Functionality Cookies - These cookies allow the Site to remember choices you make and provide more personal features. These cookies can also be used to monitor and analyse the performance, operation and effectiveness of the Site, so that we can improve and optimize it. We may also use session cookies, which are temporary cookies that aid your navigation through the pages on the Site, and will remember preferences you have selected during the session. These cookies expire once you close your browser. • Performance Cookies - These cookies collect information about how you use the Site, for instance which pages of the Site you most often use. The information collected by these cookies does not identify you. All information these cookies collect is aggregated and therefore anonymous. We use Google Analytics to help monitor and analyse use of the Site. Google Analytics is a type of performance cookie that collects standard internet log information and visitor behaviour information in an anonymous form. The information collected by this cookie is transmitted to Google who then used it to evaluate visitors’ use of the Site and to compile statistical reports on Site activity. To opt out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout. For more information on cookies please visit www.aboutcookies.org Other Technologies Used to Collect Data - The Site may also use other technical methods to track visitor usage, including web beacons. (‘Web beacons’ are small pieces of data that are embedded in images on the pages of a website.) We may also use these technical methods in HTML e-mails that we send visitors to the Site to determine whether such visitors have opened those e-mails and/or clicked on links in those e-mails. We may collect the information from use of these technical methods in a form that is personally identifiable.